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Moving can be one of the biggest physical
projects we take on in our entire lives. The mere thought of it can be daunting
knowing simply the sheer amount of stuff we accumulate over the years. But in
most cases the effort is worth it, as a new home begins a new chapter in our
lives. As the saying goes, "Chance favors the prepared mind" and moving is no
different. So here is a list of useful links that will serve as reminders of
things that have to be taken care of, or are just helpful. Happy
moving!
Change of Address
The post office will forward all your first
class mail for 12 months, and second-class mail for 60 days. However after this
point your mail will be returned to the sender, so it's best to take care of
your change of address sooner than later. You can change your address by
completing this
online form.
Magazines will also only be forwarded for 60
days. To have your address changed for your magazines check out this
page.
If you'd rather, you can also visit your
local post office and get change of address notification postcards known as PS
Form 3576.
The US Postal Service has put together some
useful
information of their own that can be of some help.
Oregon Department of Motor
Vehicles 
The law requires that a person notify the
DMV within 30 days of moving. This can be done by changing
it online htmor by downloading a copy of the address
change form and mailing the completed form to: 1905 Lana Ave NE, Salem,
OR 97314. When you change your address, a sticker is mailed to you to place
over the old address on your driver license or ID card.
Local Utility Companies
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AT&T
Broadband
Cable TV and cable internet ISP provider for the majority
of Portland
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City
of Portland Water Bureau
City-owned water utility. Call (503)
823-7770 to open and close accounts when you move.
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Verizon
Local
and long distance telephone company that services parts of
Oregon.
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Metro
Recycling and Garbage
information about your garbage removal and
recycling.
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Northwest
Natural
Natural gas supplier (503) 226-4211 Currently NW Natural is
also offering a significant rebate
for those in need of a new furnace.
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PGE
Electrical utility that services most of Portland (503)
464-8535
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Pacific Power &
Light (PP&L)
Electrical utility that services the remainder of
Portland.
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Qwest
Telephone
carrier for a portion of the western United States. Qwest is the local provider
for most of Oregon. Qwest is also the local DSL
provider, offering the broadband alternative to a cable
modem.
Newspapers
Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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| Q |
What kind of home construction is considered to be the safest in seismic areas?
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| A |
Straw-bale homes in seismic zones have proven resilient enough to withstand the shock of earthquakes. |
 See More Real Estate Trivia > |
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Evelyn Gabriel-Lee
Sr. Loan Consultant "The Loan Goddess"Evelyn Lee at Washington Mutual Home Loan Center is STILL getting buyers approved daily!
Find Out More >
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- NUMBER1EXPERT™ 
