SE Portland, NE Portland, and Gresham real estate and homes for sale in Oregon - Victoria Cooper, REALTOR® Victoria Lyn Cooper REALTOR(r) for SE Portland, NE Portland, and Gresham, Oregon real estate - NUMBER1EXPERT™ Victoria Lyn Cooper NUMBER1EXPERT(tm) for SE Portland, NE Portland, and Gresham, Oregon real estate
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Victoria Cooper, REALTORŪ, real estate agent and broker for SE Portland, NE Portland, and Gresham Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 503-495-3108 Direct.


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"You listened to us!"
"You listened to us - truly listened! We came to you with a bad experience from another agent..."
John and Sandy from Tucson
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Victoria Cooper is one of The Web's Top Selling Real Estate Experts™
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Testimonials: SE Portland, NE Portland, and Gresham Oregon home buying, real estate listings, and homes for sale in Multnomah                      County, OR
Welcome > About Me > Testimonials ...


Read What People Are Saying About Me
 

I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...
 

"Smooth and stress-free transition"
"Sid and I appreciate all that you've done to make this transition smooth and stress-free!"

Sid and Nancy Meyers
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"You listened to us!"
"You listened to us - truly listened! We came to you with a bad experience from another agent..."

John and Sandy from Tucson
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A Record High Price for the Sale of My Home!
"Thank you" is not enough for your expert negotiating skills that netted me a record high price for my home.

George and LeAnne Brown
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By Far The Best We've Ever Worked With!
"Victoria, you are by far the best real estate professional we've ever worked with. Our hats are off to you!"

Sam and Caroline Moore
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Courteous, Friendly and Available!
You are truly the mark of "Excellent Service"!

Cindy and Tom Montgomery of Oklahoma
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First Time Home Buyers
"As first time home buyers, you were patient and educated about the home buying procedure and what to expect.

Sammy and Renee of Portland
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Sold in 4 Days!
"I would like to thank you for selling my home in what was record time!"

Jason Robertson of Portland
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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
Where would you go if you wished to stay in the world's most expensive hotel room?

A 
The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night.
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A List of Resources for Sellers/Buyers
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Victoria Cooper, REALTORŪ, real estate agent and broker for SE Portland, NE Portland, and Gresham Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Victoria Cooper
RE/MAX Equity Group, Inc.

2072 NE Burnside Rd.
Gresham, OR. 97030
Direct: 503-495-3108
Office: 503-666-2020
Fax: 503-262-7252
Email: victoriacooper@bestportlandhomes.com

As one of America's NUMBER1EXPERTS in the Portland, Gresham and Troutdale areas, it's Victoria's enthusiasm that others find so inspiring. She combines the expertise of a top sales consultant and cutting-edge performer in both seller and buyer representation. Her expert knowledge of the area, plus state-of-the-art computer technology and services makes Victoria's personalized marketing programs the best. She takes pride in providing "POSITIVELY OUTRAGEOUS SERVICE" with consistent communication and attention to detail, making her a pleasure to work with and assuring a successful transaction. Victoria has become regarded throughout the area as "The Most Trusted Name in Real Estate". Call or e-mail Victoria today!

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